I just bought the banjo kit two weeks ago. I fell for the commercial. That lure pulls bass like crazy. I fished in davis pond and crater lake in prentice cooper with my buddy who didn't have the banjo, and caught 8 bass that day. He had live bait and caught none. We stood side by side at one point and I pulled out two one pounders on back to back casts and he stood straight rodded. I have had less luck in fast currents, the bait seems to lose some of it's action, but if you are bass fishin in slow current and can work the Banjo correctly ( I think disbelievers can't fish it correctly and blame ther inadequacy on the lure) it is an excellent lure, well worth the $20. My buddy tried to rig his own fake banjo minnow, but it just doesn't come close to having the same action, so I dubbed his version the mandolin minnow. I will say that it is harder to get good hook sets because of the slack in the line necessary to give the banjo its action, but I get twice as many bites on the banjo. I will never be without the banjo in my tackle again!